Provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro
In interinstitutional negotiations (trilogues). Parliament and Council are working toward a provisional agreement, which would still need formal adoption to become law.
Last active 30 Sept 2026
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What this bill does
In plain terms: what it changes and who it affects.
This proposal lets payment providers in non-euro EU countries offer digital euro services under common EU rules and supervision.
It affects payment service providers based in EU countries outside the euro area, and people and businesses using digital euro services in the euro area and elsewhere where permitted.
- Allows non-euro-area EU payment providers to offer digital euro payment services.
- Covers euro-area residents, former residents with accounts, visitors, and permitted non-euro-area or third-country users.
- Applies digital euro, payment services, cross-border payments, and anti-money-laundering rules to those providers.
- Requires national competent authorities to supervise compliance and cooperate with the European Central Bank.
- Takes effect
- It enters into force on the twentieth day following publication in the Official Journal of the European Union.
- Regulation (EU) 2021/1230 (32021R1230)
- art. 2(10): replaces definition of ‘funds’
Latest update
01 Oct 2026The most recent development in this bill's progress.
Trilogues (interinstitutional negotiations) → Trilogues (interinstitutional negotiations)
Trilogues (interinstitutional negotiations) → Trilogues (interinstitutional negotiations)
Documents
1 recentSourcesOEILEUR-LexEU Law Tracker