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2025/3502(COD)E1st reading – Council of the EU

Establishing the Reparations Loan to Ukraine

With the Council of the EU, which is preparing its first-reading position.

Last active 16 Dec 2025

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What this bill does

In plain terms: what it changes and who it affects.

This proposal creates an EU loan for Ukraine, funded through cash balances linked to immobilised Russian central bank assets and repayable from Russian reparations.

Who it affects

It affects Ukraine’s state finances, defence industry, and people relying on public services during the war. It also affects EU financial institutions holding cash balances from immobilised Russian central bank assets.

Core of the proposal
  • Creates a Reparations Loan for Ukraine of up to EUR 210 billion.
  • Ukraine repays only when it receives Russian war reparations, indemnities, or financial settlement assets.
  • Funds may support macro-financial stability, the Ukraine Facility, and Ukraine’s defence industrial capacities.
  • Member State guarantees and a liquidity mechanism back the EU borrowing from financial institutions.
Key provisions
Takes effect
The Regulation enters into force on the day after publication in the Official Journal of the European Union.
Transitional law
The loan is available until 31 December 2030, except designated budget assistance for ERA Loans, available until 31 December 2055.
Articles changed · 8 across 4 laws
  • Regulation (EU) 2024/792 (32024R0792)
    • art. 6(4): adds subparagraph on additional loan support under Chapter III from Reparations Loan amounts
    • art. 22(2): adds subparagraph requiring amendment or addendum to loan agreement with Ukraine
  • Directive 2009/81/EC (32009L0081)
    • art. 29(2): derogates from third subparagraph for substantial amendments to framework agreement or contract quantities
  • Regulation (EU, Euratom) 2024/2509 (32024R2509)
    • art. 112(2): derogates to allow legal commitment before budgetary commitment
    • art. 114(2): derogates to allow legal commitment before budgetary commitment
    • art. 214(4)(c): derogates for treatment of recovered or repaid amounts related to the Reparations Loan
    • art. 214(1): derogates so no provisioning rate is set for the Reparations Loan
  • Regulation (EU) 2021/947 (32021R0947)
    • art. 31(3): derogates from second sentence; Reparations Loan financial assistance not supported by External Action Guarantee

Latest update

09 Jun 2026

The most recent development in this bill's progress.

1st reading – Council of the EU → 1st reading – Council of the EU

1st reading – Council of the EU1st reading – Council of the EU

Documents

1 recent

SourcesOEILEUR-LexEU Law Tracker